USDA   -0- Down Payment
  Primary Residence
  Rural Area*
  Liberal Income Limitations
  Loan Limit: $417,000
*Call People's Mortgage to Verify Qualified Area
                                   BK-09044164
       3131 N. Country Club Rd. #107
Tucson, AZ 85716
520.327.7600

Loan Programs
VA  -0- Down Payment
Primary Residence
Loan Limit:  $417,000 *
30 & 15 yr., 1 & 3 yr ARMS
* Varies by County
Bond    1st Time Homebuyer
Primary Residence
Low Interest Rate (30 Yr.)
Income & Purchase Price Limitations
   Down Payments Assistance*
*Call People's Mortgage to verify guidelines
Down Payment Assistance
First Time Homebuyer $20,000*
   Maximum Income Limits Apply**
*Call People's Mortgage for possible other DPA
**Call People's Mortgage to verify guidlines
Mortgage Credit Certificate (MCC)
       First Time Homebuyer
20% Tax Credit
Income and Purchase Price Limitations
Low Program and Admin. Fees Apply

*Manufactured Homes (FHA)
      Low Down Payment (3.50%)
      Primary Residence
      Loan Limit: $316,250
      30 & 15 Yr.
      Up to 6.00% Seller Concessions
      Double-Wide only
      Built after June, 1976
      Call People's Mortgage to Verify ALL Requirements
   
“HomePath”mortgage ®
               3.00% Down (owner occupied) gift/grant funds ok
               10.00% Down (investment)
               NO Mortgage Insurance
               No Appraisal
               Purchase + Rehabilitation Loans


Reverse (HECM) Mortgage
  Must be 62 or older
  Supplement Your Retirement Income
          Cover Large or Unexpected Expenses
  Purchase a Residence
  No Credit Qualifying
  Eliminate Debt
  Non-Recourse
 

FHA     Low Down Payment (3.50%)
  Primary Residence
  Maximum Loan Amount: $316,250
  30 and 15 Yr., 1 and 3 Yr. ARMS
  Up to 6.00% Seller Concession
  Manufactured Homes*
  203K Rehabilitation Loans
* Min $5,000 ~ Max $35,000 in improvements  

       Energy Efficient Mortgage (EEM)
Purchase or Refinance (FHA loan)
Upgrade Energy Efficiency of Your Home
Include Cost of Energy Efficient Package:
Heating/Cooling
Doors/Windows
Solar Equipment